Will BBVA Become the Most Collaborative Bank in the World via the Cloud?

I am thrilled to present you with William Trout - Director of Product and Segment Development at BBVA Compass' second guest post on the Visible Banking blog.  
This is another insightful piece on the topic of internal collaboration in banking in nowadays' open and social world.

Etronika: Kinect Banking at the Branch, Minority Report Style [INTERVIEW]

Last week, I covered Finovate Europe 2012 live on the Visible Banking blog.  At the end of another long day packed with innovative digital services and platforms, I managed to record a short interview with the demoing company with arguably the most 'futuristic' solution this year, Etronika.  
  
They demoed their new banking interface tapping Microsoft's Kinect technology and meant to provide a more engaging type of customer experience at the branch.

LiqPay's Zip: a Payment Details Shortener 'bit.ly Style' [INTERVIEW]

Last week, I covered Finovate Europe 2012 live on the Visible Banking blog.  At the end of another long day packed with innovative digital services and platforms, I managed to record a short interview with one of the demoing companies with the most talked about product, LiqPay.  
   
LiqPay, a finovate alumni, demoed its recently launched 'Zip' service.

Open Bank & Universal Banking API: Future or Utopia? [INTERVIEW]

The recent Barcampbank in Paris was very well attended with an energized crowd mainly from Paris but also a few participants from other countries such as the UK or Germany.  Two members of the 'Open Bank Project' team came all the way from Berlin to talk us through their game changing concept of universal banking API to drive transparency in financial services and fight corruption. 
  
I invite you to watch my video with the man who came up with the idea.

Finovate Europe 2012 (Photos, Videos, Crowdsourced Blog Coverage)

Today, I am participating to my 5th Finovate event and the second in London.  It is always a great feeling: catching up with friends from the industry and discovering some of the most exciting online finance startups in areas such as: online banking, mobile, PFM, online communities, crowdsourcing, digital security, not only in B2C, but also in B2B (small businesses) and wealth.
 
Finovate is always a busy day, and I will do my best to make this one my busiest, most productive, Finovate to date!  I am planning to cover it live here on the Visible Banking blog, on the VB page on facebook and on @Visible_Banking on twitter.
   
So bear with me, come back and check out this article on regular basis today.  And please, don't be shy, join the conversation!

SPEAR.fr: l'Epargne Solidaire 'a la Banca Civica' en 'Marque Blanche'

La semaine derniere, je me suis deplace a Paris pour contribuer a la 7eme edition du BarCampBank Paris ou j'ai passe une excellente journee avec pres d'une centaine de passiones de l'innovation bancaire.  
 
A l'occasion de ce deplacement parisien, j'ai filme quelques interviews au Credit Agricole (CAStore et SDK) a la Societe Generale (iPad, twitter), et avec quelques startups innovantes au BarCamp, dont SPEAR.fr.

Si vous etes lecteur regulier du blog Visible Banking, vous comprendrez tout de suite ma comparaison de cette nouvelle plateforme a Caja Navarra (maintenant membre foundateur du groupe 'Banca Civica') l'une des banques les plus transparentes au monde...

Societe Generale Collecte 20,000 Avis en Agence via l'iPad [INTERVIEW]

Le 10 janvier, j'ai poste un article sur 'la strategie ipad' de la Societe Generale dans lequel j'avais presente trois initiatives innovantes impliquant toutes la tablette d'Apple.  
 
 
La semaine derniere, la veille du BarCampBank Paris 7, j'ai eu le plaisir de passer une heure avec l'une des personnes en charge du projet de bornes ipad en agence visant a capturer la voix du client 'in situ'.
 
Je vous invite a visionner mon interview video filmee a cette occasion a l'agence Societe Generale du siege parisien de la banque.

Le Credit Agricole Championne l'Ouverture Bancaire avec son SDK [INTERVIEW]

La semaine derniere, le Credit Agricole a une fois de plus revolutionne le monde bancaire.  En effet, ces dernieres annees plusieurs caisses regionales se sont montrees tres innovantes sur internet et notamment sur les medias sociaux.  
 
Je vous invite a lire mes articles sur KametLeo et Tookam la 1ere banque au niveau mondial totalement 'integree' aux medias sociaux et lancee par le Credit Agricole Pyrenees Gascogne (CAMPG) et son dirigeant visionnaire (bloggeur et tweep) Jean PHILIPPE.
 
Cette fois-ci, l'innovation vient directement de la Federation Nationale du Credit Agricole (FNCA). Et ici, il n'est pas question d'innovation incrementale, mais bien d'innovation de rupture.  Le Credit Agricole a pris la decision strategique (un exploit en soit) de s'ouvrir au monde des developpeurs et de leur fournir un API et un SDK leur permettant d'acceder aux donnees clients de la banque (la plus grande banque en France avec 20 millions de clients, dont 6 millions d'utilisateurs de la banque en ligne).
  
Je vous invite a visionner mon interview avec Michel Goutorbe le Directeur General Adjoint en charge du projet a la FNCA.

Online Social Savings Leader Smartypig Becomes SaaS with GoalSaver

Last night, I exchanged a few emails with Jon Gaskell - Co-Founder of Smartypig.  Jon gave me the heads up and informed me of today's major announcements from the Des Moines-based leader in online goal-oriented social savings. 
  
 
For those of you who are not already familiar with the fun, engaging, social Smartypig service I invite you to watch my video interview with Bob Weinschenk - former CEO and Mike Ferrari - Co-Founder.
 
In my opinion, Smartypig is today one of the very best examples of gamification in banking.
 
Smartypig aka "The pig" is about to make several major announcements: a rebranding, a product launch, a new enagement model with an extended market -the whole worldwide financial services industry-.

Etes-Vous Pret a 'Lever le Secret Bancaire au Profit de Fortuneo'? [BUDGET]

Le theme de la gestion de budget, Personal Finance Management (PFM) en anglais, est l'un des themes les plus presents dans les conversations liees aux medias sociaux et a l'innovation dans l'industrie bancaire.  

Mais peut-on reellement parler d'innovation?  Peut-etre en France, certainement pas aux US.