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Hello Christophe.
Thank you for running a great website about modern banking.

I do have a question about your take on "the lack of proper reward".
I do not understand why you are saying that there is a lack of proper reward, especially when we are talking about banks.

Idebanken have in some way managed to motivate the users to contribute with new ideas without promising them any kind of reward nor copyrights.

Howcome do you reckon that this is possible? Why do the users want to contribute even though they don't get any tickets for the movies or a gift-card for H&M? It's interesting because normally i would say that the gift-giving culture would overrule, but this is not the situation in Ideabank.

So why would you say that Ideabank should reward their contributors, when the users actually are motivated to give their contribute for free.

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